What do we do?

We are launching brand-new, affordable homes that you can customize to fit your needs just minutes from Ellsworth AFB. With prices that fit your budget, the chance to pick your design options, and a prime location near I-90 and Rapid City, you won’t want to miss this.

Reserve your home today by contacting us!

GET IN TOUCH

Great Home Sites Let us help you pick your next address…

YOUR NEW HOME AWAITS!

GREAT BUILDER INCENTIVES

Down payment Assistance

Ask your lender about South Dakota Housing Development Authority's Fixed Rate Plus loan. If you qualify, you may receive 3% or 5% in down payment and closing costs assistance to help with financing your mortgage.
The Fixed Rate Plus loan allows for down payment funds of three (3) or five (5) percent of the first mortgage loan but will include a second mortgage at 0% interest rate, due-on-sale or satisfaction, no payments, and no additional fees. Ask your lender for more details and to see if you qualify.

Click Here
VA LOANS

No down payment required
Competitively low interest rates
Limited closing costs
No need for Private Mortgage Insurance (PMI)
The VA home loan is a lifetime benefit: you can use the guaranty
multiple times

Click Here
Rural Development Loans

USDA’s 502 Guaranteed Loan Program assists approved lenders in providing low- and moderate-income households the opportunity to own primary residences.

Click Here
South Dakota First Time Buyer Programs

A first-time homebuyer is defined as an individual who has had no ownership interest in a principal residence during the prior 3-year period. First-time homebuyer programs typically offer lower rates and have income restrictions.

Click Here
Conventional Loans w Attractive Rates

A minimum credit score of about 620 to qualify, depending on the loan amount, debt-to-income ratio, and other factors
A debt-to-income ratio under 43%—may be lower for borrowers with lower credit scores
No major credit report issues, like bankruptcy or foreclosure
A down payment of 3% or more (20% if you don’t want to buy mortgage insurance)
A total loan amount of $510,400 or $765,600 in higher-cost areas

Click Here
Grants For Grads

You have an income at or below prescribed South Dakota Housing Income Limits.
The home you are wanting to purchase will be your principle residence and in South Dakota
You are a first-time homebuyer, meaning you have not owned a home in the past three years.
You are wanting to purchase a house with a purchase price that is less than $385,000.
You are a recent graduate, meaning you have earned a degree from an accredited postsecondary educational facility recognized by the U.S. Department of Education within the last 60 months.

Click Here